Friday, October 24 2025

Bank Alfalah reports Rs21.44bn PAT for 9M
Bank Alfalah Limited has reported a profit after tax (PAT) of PKR 21.44 billion for the nine-month period ended September 30, 2025, translating into earnings per share (EPS) of PKR 13.59 compared to PKR 21.32 in the same period last year. The Board of Directors announced a third interim cash dividend of PKR 2.50 per share (25 percent), taking the cumulative cash dividend for the year to PKR 7.50 per share (75 percent), up from PKR 6.00 per share (60 percent) in the corresponding period of 2024. Total deposits stood at PKR 2.17 trillion at the close of the period. The bank noted that its strategy shift at the end of last year focusing on growing average deposit balances rather than period-end balances had strengthened its net interest income (NII) and improved the efficiency of its cost of deposits. The approach aimed to build a more stable and profitable deposit base through improved spreads.
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HBL’s 9M’25 PBT soars 31pc to Rs112.2bn YoY
HBL on Thursday declared a record profit before tax of Rs 112.2 billion for the first nine months of 2025, 31 percent higher than in the same period last year. Despite higher tax rates burdening the banking sector, profit after tax increased 19 percent to Rs 51.4 billion. EPS for 9M’25 improved to Rs 34.97 from Rs 30.03 in 9M’24. Along with the results, the bank declared an interim dividend of Rs 5.0 per share for the quarter. HBL’s balance sheet has grown by 20 percent since the start of the year, to Rs 7.2 trillion. With total deposits of Rs 5.1 trillion, the bank continues to lead the industry, with domestic deposits increasing by 18 percent to Rs 4.3 trillion. Current account mobilization remained a key focus for the bank; a growth of Rs 384 billion over Dec’24 helped maintain the CA mix at above 40 percent, while the CASA ratio stood at 87 percent.
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Wednesday, October 22 2025

Banking sector and capital market: NBP, NCCPL ink MoU to expand collaboration
National Bank of Pakistan (NBP) and the National Clearing Company of Pakistan Limited (NCCPL) have signed a memorandum of understanding (MoU) to expand collaboration between the banking sector and capital market. Through this MoU, NBP aims to drive collaborative innovation across the banking and capital market landscape, reinforcing its commitment to inclusive growth, sustainable finance, and the development of diversified funding avenues for Pakistan’s economic progress. Under the agreement, NBP will explore several avenues for integration with NCCPL. These include acting as a Financier for Margin Trading, allowing the bank to support investors in purchasing eligible securities in the ready market.
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Thursday, October 16 2025

United Bank quarterly profit surges 93pc
United Bank Ltd (UBL) reported a 93 per cent year-on-year increase in its consolidated earnings for the third quarter of 2025, reaching Rs35.4 billion translating into earnings per share (EPS) of Rs14.1. This marks a 24pc increase compared to the previous quarter. For the first nine months of 2025, UBL posted a significant 104pc year-on-year growth in earnings, amounting to Rs100bn (EPS: Rs40). The bank’s operating cost fell by 9pc QoQ to Rs32bn in Q3, but rose by 36pc YoY due to its growth strategy, with investments focused on branch expansion and marketing initiatives aimed at boosting deposit growth. UBL’s total deposits reached Rs4.8tr by September 2025, reflecting a 69pc YoY increase.
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Related symbols: ubl (news stock)